🦷 Terms & Conditions – Payment Policy

1. Accepted Payment Methods

We accept the following payment methods for all products and services:

• Credit/Debit Cards (Visa, MasterCard, eCommerce, etc.)
• Mobile payments (e.g., ABA Pay, Wing, or other local providers)
• Bank transfers
• Cash on Delivery (if applicable)

2. Payment Timing

• Full payment is required at the time of purchase for all online orders.
• For dental treatments or appointments, a deposit may be required to confirm booking.
• Remaining balances must be settled before or immediately after treatment.

3. Pricing & Currency

• All prices are listed in USD (or local currency if applicable).
• Prices are subject to change without prior notice.
• Promotional prices are valid only during the specified period.

4. Order Confirmation

• Orders are only confirmed after successful payment verification.
• We reserve the right to cancel or refuse any order due to payment issues or suspected fraud.

5. Refund & Cancellation Policy

• Payments for products are refundable only if items are defective or incorrect.
• Service deposits may be non-refundable but can be rescheduled with prior notice (e.g., 24 hours).
• Refunds, if approved, will be processed via the original payment method within 7–14 business days.

6. Late or Failed Payments

• In case of failed transactions, the order will not be processed.
• For installment-based treatments (if offered), missed payments may result in service suspension.

7. Security

• All transactions are processed through secure payment gateways.
• We do not store your full payment details.

8. Taxes & Fees

• Applicable taxes and service charges will be included at checkout.
• Customers are responsible for any bank or transaction fees.

9. Disputes

• Any payment disputes should be reported within 7 days of the transaction.
• We will investigate and respond promptly to resolve the issue.